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10 Ways to Send Money from the US to India

Are you looking for how to send money from the United States to India, maybe to family, friends, and even for business purposes? Then this post is for you.

When it comes to sending money from the US to India, many people are unsure of how it works and what they need to do. In this article on, we will explain why this is necessary and give you some tips on how to send funds overseas safely and efficiently.

Ways to Send Money from the US to India

Send money from US to India

The following are some of the platforms that offers money transfer services from the United States of America to India, and even other countries.


Xoom is an online money transfer service that has a great mobile app. It’s available in more than 200 countries and can be used to send money to India.

You can use this service to send money from anywhere in the United States to anywhere in India, just like using the Access bank code to send money.

Xoom charges some fee for their service, but it’s still cheaper than Western Union or MoneyGram.


WorldRemit is a global money transfer service that enables customers to send money across borders quickly, easily and securely. The company’s mission is to make sending money as easy and convenient as sending an email.

WorldRemit has more than 5 million customers in more than 100 countries—and they’re growing fast.

The company was founded in the United Kingdom in 2013 by three former Barclays executives who had worked on remittance projects between India, the U.S., Canada and other countries for their employer.

WorldRemit became an independent company in 2016 after raising $50 million. This is from investors including Temasek Holdings (Singapore), DST Global (Russia), GIC Pte Ltd., IDG Ventures Pte Ltd., Wellington Management Company LLC, Sands Capital Ventures Inc., Bessemer Venture Partners LLC and TA Associates LLP among others


Transfast is a US based company that has been in the business of sending money to India for many years. It offers some of the lowest rates when it comes to sending money from the US to India.

The cool thing is that this service can be use to send money from anywhere location in the US. Also, money can be received in any state in India.


Remit2India is a money transfer service that allows you to send money to India online. It offers competitive exchange rates and low fees, so it’s a good choice if you’re looking for ways to send money from the US to India.

The company is available in both countries, so it can be used by people who live in any part of the world (or who have friends who do).


Remitly is a money transfer service that allows you to send money to India from the US. Just like many others, Remitly has an app for Android, iOS and web.

The company charges a low fee of 2.9% per transaction sent through its platform, which is significantly lower than other competitors like TransferWise or Western Union who charge 3%, 4% or 5%.

All in all, Remitly is also a good service that can help in sending money overseas. is a service that allows you to send money to India from the US. With this service, you can send money directly into your friend’s bank account in India and have them pick up their paycheque at any of these banks:

  • Bharat Overseas Bank (BOB)
  • Canara Bank
  • HDFC Bank

You can also use to send money to any bank account in India, which means that if your friend has an old INR 100 note lying around somewhere or if they just want to save some cash now and then, they’re covered!


Instarem is a company that specializes in international remittances. They offer transfers to over 200 countries, including India and Pakistan.

They have a mobile app available for iPhone, iPad and Android devices. It’s free to download from the App Store or Google Play Store and it allows you to transfer money in real time on your phone or tablet. No need for an internet connection!

If you’re not sure what exchange rates are or how they work, don’t worry. There are no fees when depositing funds into your account with Instarem.

If you decide that this option isn’t right for your needs at all (or if it turns out too expensive), however, there is also an option called “instant transfer” which allows users within minutes after initiating an international wire transfer order receive confirmation via email of their completed transaction along with instructions on how they can view their payment history online.

ICICI Money2India

ICICI Money2India is a service offered by ICICI Bank. It is a money transfer service that allows you to send money to India from the US. The service is available to Indian citizens and Non Resident Indians (NRIs) living in the US.

The ICICI Money2India representative will ask some basic questions about your financial situation before they begin processing your request: How much do you want to send? What’s your account number? Where are you sending this money from?

HDFC Quickremit

HDFC Quickremit is a fast and convenient way to send money from the US to India. It’s a branchless banking service that allows you to send money to India from anywhere in the world by downloading their mobile app or calling them on their toll-free number. There are no hidden charges, so you’ll know exactly how much it will cost before sending anything!

HDFC Quickremit also has many other benefits such as:

  • No charge for receiving payments (as long as your bank account has sufficient funds)
  • Free international wire shipping
  • No minimum balance required


BookMyForex is a money transfer company that allows you to send money from the US to India. It’s one of the top online services for sending and receiving payments across borders.

BookMyForex was founded in 2007, and it has been helping customers around the world since then. The company offers a wide range of services that can help you send money from the US to India or vice versa:

  • Instant transfer (no waiting time)
  • No fees on international wire transfers
  • Trusted reputation

If you are an NRI or getting funds from Americans, you will need to send money to India at some point in your life. Here is how you can

If you are an NRI or getting funds from Americans, you will need to send money to India at some point in your life. Here is how you can:

  • Wire transfer: You can wire money using a bank account in your country and then send it through a third party company like Western Union to the recipient’s bank account in India. It takes about 5-6 days for the funds to arrive but it is an easy way of sending money without having any hassle with the actual transfer process itself which may take longer than expected due to delays at both ends (your end as well as theirs).
  • PayPal/Payoneer/Transfer Money To India: These are online payment platforms that allow users from both sides (i.e., sender & receiver) access their accounts so that they can transfer funds directly between themselves without having any middlemen involved like banks or payment processors etc..


Sending money from the US to India is a great way to make sure that your loved ones and friends are taken care of. If you’re thinking about sending some funds, we hope this post has helped guide you through the process. Happy sending!

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